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Environmentally Correct Energy-Efficient Homes
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Builder and Owner/Builder Financing
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Energy Efficient Mortgages
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The Energy Efficient Mortgage (EEM) is a government sponsored program that allows you to roll the costs of effective energy efficient improvements into your new home loan or improvements. This outstanding opportunity is available when building your home. The EEM can usually be obtained with little or no put-of-pocket money, and in most all cases, no additional qualifying is required.
The Energy Efficient Mortgage program is offered by the following government and conventional-sponsored loans: Department of Housing and Urban Development (HUD-FHA), Veteran's Administration (VA), Fannie Mae and Freddie Mac.
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" Fannie Mae has committed
10 Billion dollars
to the American Dream."
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Fannie Mae states the main purpose of the Energy Efficient Mortgage as " To provide incentives for borrowers to purchase environmentally efficient homes and promote more resource efficiency in the design, construction and operation of homes ".
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The EEM is the only government and conventional sponsored program that provides you with an opportunity to have a cleaner, healthier, quieter, more comfortable home that uses less energy. The good news is your upgrades can pay for themselves through substantial monthly utility savings.
The EEM is sanctioned and endorsed by several government agencies, utility companies and environmental groups.
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With the EEM, you can prevent
your dream home from becoming an energy nightmare.
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At Thermal Shell Homes we build to Energy Star, Good Cents and Super Good Cents energy-efficient building program requirements and standards. The ability to meet or exceede all program requirements, standards and codes is absolutely essential for the Energy- Efficient Certification necessary to qualify for an Energy-Efficient Mortgage (EEM). Thermal Shell Homes Energy Code and Energy Mortgage Compliance Service can streamline the entire process and provide the information and guidance to put together the perfect package for your needs.
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