How will I find the right plan?

First, Eagle Cap Insurance will coach you through this process. Second, Your Health Idaho will offer a range of coverage options and lets you compare plans side-by-side to make your health insurance choice that meets your needs.

In the Exchange, health insurance plans will be organized into three levels based on the amount of coverage they provide. These levels, known as “metal levels” (Bronze, Silver and Gold), will vary by the cost of monthly premiums and the percent of expected costs covered.  For example, Bronze health insurance plans will have the lowest monthly premiums and cover 60% of average medical costs. 

Beginning in 2014, all health insurance plans include a core set of comprehensive, essential health benefits (including office visits, emergency services, hospitalization, rehabilitation care, mental health and substance abuse treatment, prescriptions, lab tests, prevention, maternal and newborn care, and pediatric care).

Consider These Key Questions

 Before you choose a coverage plan, consider these key questions:

• Do I qualify for a discount on premiums based on my income?
• What sort of health services and medications might my family and I need (given our past health history)?
• Does the plan include my current doctors?
• Would I rather pay a higher deductible and have lower monthly premiums, or a lower deductible and pay higher monthly premiums?
• Should I pick a wide or narrow network?
• Do I have all information to complete my application on The Idaho Health Insurance Exchange to see if I qualify for help in paying my monthly premiums?
• Do I need Dental Insurance?

How can I enroll?

Simple, call Kyle Bennett with Eagle Cap Insurance and he’ll walk you through the process!  Call 208-529-1522 or e-mail kyle@eaglecapinsurance.com.

Kyle Bennett is licensed with the following carriers:

1. Blue Cross
2. Select Health
3. Mountain Health Co-op
4. Bridge Span
5. Pacific Source
6. Regence Blue Shield